"You have five minutes to make two lists...one should illustrate the
most difficult things about selling waterfront property and the other should indicate the
easiest aspects of selling a parcel near water." This was the first assignment to a
class of real estate agents convened at Nicolet Area Technical College in Rhinelander,
Wisconsin. They had gathered recently for a seminar introducing the ecology of riparian
and aquatic ecosystems, designed to train agents in conveying to their customers an
ecologically sensitive approach to the waterfront. The seminar, led by White Water
Associates of Amasa, Michigan, was the kickoff of an education campaign sponsored by the North American Lake Management Society (NALMS). NALMS is
an international non-profit organization dedicated to the protection of lakes, ponds and
reservoirs, thus attracting a diverse membership of citizens, lake associations,
consultants, government officials, and educators.Within seconds, the
classroom was buzzing as small teams of agents quickly brainstormed and recorded their
lists on overhead transparencies. Seminar leaders Dean Premo and Elizabeth Rogers led the
class through a discussion of listed items that ranged from sandy beaches, abundant
wildlife, and nice views (things viewed as positive) to shores with woody debris, aquatic
plants, and wetlands (things seen as negative). From the start the two seminar leaders
were challenged to show how positive attributes of waterfront ecosystems interconnect with
and depend upon what are usually viewed as negative features. The real estate agents
turned students were eager to learn and very willing to be active participants.
The pilot program had its origins in the brainstorming of several
people. Lisa Conley (past NALMS president) and Bob Korth (University of Wisconsin
Extension - Lakes Partnership), both in the pilot class as observers, have been strong
proponents from the beginning. A training program for waterfront real estate agents was a
product of their thinking along with contributions from the Wisconsin Association of Lakes
(WAL), Wisconsin Department of Natural Resources, White Water Associates, and some
dedicated Realtors® like Karen Pavlicek (Edina Realty) and Kitty Kuhl (Wisconsin
Realtors® Association). After the U.S. Environmental Protection Agency awarded funds to
NALMS, White Water Associates was contracted to develop and deliver the program. Jeff
Thornton provided helpful guidance as NALMS' project administrator. Drs. Premo and Rogers,
White Water Associates' President and Senior Ecologist, respectively, approached the class
with the aim to make science understandable and usable through entertaining and
interactive exercises. The resulting program "Promoting Healthy Waterfront
Property" was inaugurated in 1998 with the northern Wisconsin program described
above.
At the seminar's heart was the concept that the waterfront owner has
invested in an ecosystem, not just a piece of property. This fact provides a strong
incentive for real estate agents to become more knowledgeable about the waterfront and to
convey that knowledge to the property owner. Maintaining or increasing the health of the
ecosystem increases the real value of the investment. Since a real estate agent is likely
to be involved with the sale of a parcel repeatedly over the years, increasing the value
of waterfront also ensures higher commission for each transaction.

The real estate agent is a critical first contact for people who are
planning to live near water. Prospective buyers often lack understanding about land and
water, and how their future activities may influence the health of these ecosystems.
Knowledge and sources of information conveyed by the agent to the new owner can foster a
more sensitive stewardship of the property. From the agent's perspective, a better
understanding of a waterfront property can help establish the personal connection between
property buyers and sellers so crucial to a successful transaction. The seminar was
designed to provide tools and perspective to promote waterfront that is healthy in
both ecological and marketing senses.
A real estate agent has the very challenging job of matching a property
with a prospective buyer (called "qualifying skills" in the industry
vernacular). The seminar turned that concept on its head during one segment when
presenters asked participants to consider the process of selling waterfront property from
the perspective of an animal as the potential buyer. This whimsical approach allowed
presenters to make serious arguments for maintaining or restoring riparian and littoral
zone habitat. Skillful explanations and a carousel of slides helped the students see what
features of habitat were desirable to a redback salamander, ovenbird, or smallmouth bass.
In addition to riparian ecology, the day-long seminar covered aspects
of water quality, waterfront law, and the waterfront community including flourishing lake
associations. A popular activity during an afternoon break was an aquatic bug
zooabout three dozen living specimens of aquatic invertebrates contained in plastic
ziplock bags, filled with water, and hung on a clothesline for easy viewing. These
critters provided a wriggling backdrop for a discussion of aquatic food webs.
Besides providing a wealth of information and assistance to the agents,
White Water presenters frankly and practically addressed what scientists and resource
managers consider the best types of waterfront development and how to best take care of
the ecosystems in which we live. While decisions about development can be beyond the real
estate agents' influence, the perspective gained was invaluable. Currently, NALMS has no
accreditation program for waterfront real estate agents per se, but all attendees
received a certificate of accomplishment for participating in the class.
In fact, any real estate agent can hang out a shingle that proclaims
"specialist in waterfront property" without any particular training. Yet, real
estate agents who can provide that "something extra" in terms of waterfront
information already have a competitive advantage. Meanwhile, two other NALMS-sponsored
seminars are planned in early 1999 for opposite ends of the United Statesthe
Southwest and the Northeast. White Water Associates is on tap to deliver programs at both
locations, and interest is growing elsewhere for similar programs.
As the seminar's day wound down, teams of three or four agents were put
to work selecting images from about 300 slides of waterfront scenes. The assignment's
charge: to organize a short series of pictures, spend a few minutes planning, and then
lead the rest of the class on a "virtual tour" of a property for sale. The
exercise offered a perfect forum for these natural salespeople to show off their newfound
knowledge in a series of clever presentations.
Students also taught seminar presenters a few new expressions including
"fisherman's shoreline," a euphemism used in the real estate trade to describe a
littoral zone with aquatic vegetation and large woody debris. Some buyers view this
condition as undesirable and prefer a shoreline that has been "cleaned up." On
the other hand, aquatic ecologists, wildlife watchers, and fishermen see the fisherman's
shoreline as a critical component of a healthy ecosystem, a home to many organisms, and a
source of important processes such as productivity, shoreline stabilization, and uptake of
nutrients. After class ended, students expressed the feeling that they will never again
look at a wetland or fisherman's shoreline in the same way.
